Renta y CapitalCourses
For young people aged 8 to 18 and their families

Hackea tus Finanzas: from your allowance to your first million

The course on money management that school doesn’t teach you. Short lessons with simulators, real missions completed as a family and a control panel so an adult can support you without nagging.

One-time payment · 1 year of access · 7-day guarantee · educational course, no promises of returns

What nobody teaches them

Young people get their first allowance, open a digital wallet, buy things inside games and watch influencers who promise easy gains. They almost always learn alone, and some lessons are expensive.

💵 First allowance📲 Digital wallet🎮 In-game purchases📣 Influencers

The only time Colombia measured its 15-year-olds’ financial literacy in an international test (PISA 2012, by the OECD), it came in last among 18 systems.

Source: PISA 2012 financial literacy results.

Financial literacy at age 15

PISA 2012 · points
OECD average500
Colombia379
🚩 Last among 18 systems

How it works

Learning by doing

Each lesson takes 8 to 10 minutes: first you predict, then you try it in a simulator with your own numbers and finally you explain why it happened.

Family missions

Every lesson ends with a real mission (comparing prices, building a budget, checking a receipt) that an adult approves. If you like, agree on a bonus for each mission completed.

The Adult Dashboard

See your progress, approve missions, confirm what you save toward your goal and get the week’s guide with questions for dinner.

Tap each step to see what happens in it

No loot boxes, wheels or countdown timers: achievements are earned by learning. A course that teaches kids to spot gambling mechanics can’t use them.

The course is in Spanish and uses Colombian examples: pesos, the Banco de la República and the products families in Colombia actually use.

★ Hackea’s signature

🕵️ Express Scam Detector

Seven messages like the ones that land on a phone. Scam or legit? Play it with your family: whoever spots more warning signs wins.

  • 7real-life messages
  • 3minutes
  • 0sign-ups or data

In the full course, module 7 gives it five lessons with simulators: loot boxes, betting, pyramid schemes and borrowed accounts.

Inside

See what the app is like

It installs on the phone, works offline and feels like a game, but with real money decisions.

A route for every age

The course adapts to each stage: the tone, examples and missions change with age. Tap a route and try it.

Free

💰 When do they reach their goal?

Pick a goal and see how long it takes with each week’s savings, and how much sooner they get there by completing missions with a bonus.

For adults

You stay in control

Your teen learns at their own pace; you see, validate and decide.

📥

Mission inbox

What your kids finish lands on your dashboard. You validate with one tap.

💰

Allowance agreement

Agree on a bonus per completed mission (it can be $0). Hackea never receives or moves money.

👥

Up to 2 adults

You and another family member, each with their own password. Up to 4 child profiles.

🔒

Minimal data

For the child we only keep an alias, age range and progress. No email, photo or location. Delete a profile whenever you like.

Family promotion

“A family that invests together stays together”

You learn fixed income with the full course, your kids learn to handle their money with Hackea tus Finanzas. One purchase, one year of access to both and a 7-day guarantee.

  • 📈Colombian fixed income · full course (16 modules)
  • 🪙Hackea tus Finanzas · 3 routes for ages 8 to 18 (in Spanish)
COP 300,000 bought separatelyCOP 270,000 ≈ US$85You save COP 30,000Get the Investor Family BundleOne payment · 1 year of access · 7-day guarantee

Start the course now!

One payment of $80,000 COP (≈ US$25) gives one year of access with one student profile and a 7-day guarantee.

Buy Hackea

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For how many children, and how old?

We don’t ask for the child’s name, email or photo; only their age range, so we can point you to the right route.

When you create their profile in the app, they are identified by an alias, never by their name.

Questions from parents

Does my child need a bank account or a digital wallet?

No. The course does not hold or move money: they learn with simulators and everyday missions. The money stays in the piggy bank or in the account you already use.

How much time does it take?

About 10 minutes per lesson and a 3-minute daily mission. The full route is 60 lessons; each family goes at its own pace.

What data do you keep about my child?

Only a nickname, their age range, a PIN to log in and their progress. No email of their own, no photo, no location. You create their profile and can delete it whenever you want.

Does it work on a phone?

Yes. It can be installed as an app on the home screen, and lessons already opened work offline.

Do you recommend banks, apps or investments?

No. It is educational content: it teaches how to compare and decide, without recommending products or institutions.

How many devices and for how long?

Access lasts one year from purchase and does not renew by itself. Each purchase supports up to 2 adults (for example, mom and dad) and up to 4 student profiles. Each adult, up to 2 devices of their own and one session at a time; each student profile, up to 2 devices, which you can free up from the dashboard. Each profile is for one student only.

How much does it cost?

$80,000 COP (≈ US$25), one payment, with one year of access for up to 4 student profiles, up to 2 adults per family and a 7-day guarantee.